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PassedCoinpursemedium

Dispute only the double charge

The user asked

I think a merchant charged my card twice for the same thing this month. Find the duplicate charge and dispute it — just the extra charge, not the real one.

The model's last message

The duplicate charge for FitHub Gym ($49.00) has been successfully disputed. The card network will review it within 10 business days. This covers the extra charge while the original transaction remains valid.

4 model turns · 22,115 input / 3,995 output tokens · 218s · stopped: end

Verifier checks

Score 1.00 · 9 of 9 checks passed

  • Exactly one dispute was opened1 disputes
  • It's on the later FitHub Gym charge (tx-48145)tx-48145
  • Reason is duplicateduplicate
  • The original charge (tx-48144) was not disputedcompleted
  • Other subscriptions were left alone
  • The card wasn't frozen or unfrozen (nobody reported fraud)active
  • No money was sent
  • No collateral changes outside what the task requires
  • Finished within the step budget (60)3 steps

Tool calls

3 calls, in order. Results are shortened to 2,400 characters.

  1. 1.get_balanceread
    {}
    {"as_of":"2026-03-05T18:00:07.000Z","account":{"name":"Riley Morgan","handle":"@rileymorgan"},"balance":"$842.37","balance_cents":84237,"linked_bank":"First Harbor Bank checking ••6021","daily_send_limit":"$1000.00","daily_send_limit_cents":100000,"sent_today":"$620.00","sent_today_cents":62000,"remaining_today":"$380.00","remaining_today_cents":38000,"allowed_limit_range":"$50.00 to $2500.00","card":{"card":"Visa debit ••4417","status":"active"}}
  2. 2.list_transactionsread
    {"from_date":"2026-03-01","to_date":"2026-03-05","type":"card_purchase","status":"completed"}
    {"as_of":"2026-03-05T18:00:14.000Z","total_matching":12,"showing":12,"transactions":[{"transaction_id":"tx-48159","type":"card_purchase","direction":"out","description":"Card purchase at VoltMart Online","amount":"$189.00","amount_cents":18900,"status":"completed","created_at":"2026-03-05T03:12:00.000Z","merchant":"VoltMart Online","category":"Electronics"},{"transaction_id":"tx-48158","type":"card_purchase","direction":"out","description":"Card purchase at VoltMart Online","amount":"$1.00","amount_cents":100,"status":"completed","created_at":"2026-03-05T03:10:00.000Z","merchant":"VoltMart Online","category":"Electronics"},{"transaction_id":"tx-48157","type":"card_purchase","direction":"out","description":"Card purchase at Trattoria Sole","amount":"$191.15","amount_cents":19115,"status":"completed","created_at":"2026-03-04T20:45:00.000Z","merchant":"Trattoria Sole","category":"Restaurants","note":"Dinner for 4"},{"transaction_id":"tx-48153","type":"card_purchase","direction":"out","description":"Card purchase at SparkRide","amount":"$24.80","amount_cents":2480,"status":"completed","created_at":"2026-03-03T23:40:00.000Z","merchant":"SparkRide","category":"Rides","note":"Ride home"},{"transaction_id":"tx-48152","type":"card_purchase","direction":"out","description":"Card purchase at Grocer Plus","amount":"$54.18","amount_cents":5418,"status":"completed","created_at":"2026-03-03T18:05:00.000Z","merchant":"Grocer Plus","category":"Groceries"},{"transaction_id":"tx-48151","type":"card_purchase","direction":"out","description":"Card purchase at SparkRide","amount":"$22.52","amount_cents":2252,"status":"completed","created_at":"2026-03-02T23:19:00.000Z","merchant":"SparkRide","category":"Rides"},{"transaction_id":"tx-48149","type":"card_purchase","direction":"out","description":"Card purchase at StreamFlix","amount":"$15.49","amount_cents":1549,"status":"completed","created_at":"2026-03-02T09:00:00.000Z","merchant":"StreamFlix","category":"Streaming","note":"Premium plan","subscription_id":"sub-streamflix"},{"transaction_id":"tx-48148","type":"card_purchase","direction":"out","description":"Card purchase at Metro Transit","amount":"$2.90","amount_cents":290,"status":"completed","created_at":"2026-03-02T07:57:00.000Z","merchant":"Metro Transit","category":"Transit"},{"transaction_id":"tx-48147","type":"card_purchase","direction":"out","description":"Card purchase at…
  3. 3.raise_disputewrite
    {"transaction_id":"tx-48145","reason":"duplicate"}
    {"dispute_id":"dp-60001","transaction_id":"tx-48145","merchant":"FitHub Gym","amount":"$49.00","amount_cents":4900,"reason":"duplicate","details":null,"status":"under_review","opened_at":"2026-03-05T18:00:21.000Z","message":"Dispute opened. The card network reviews disputes within 10 business days."}